POS Loan
Financing against your POS sales
POS Loan / Merchant Loan
What is POS Loan / Merchant Loan?
A POS (Point-of-Sale) Loan, also known as a Merchant Loan, is a financing solution designed for businesses that receive payments through POS machines or online payment gateways. This service comes under financial consultancy.
How It Works
- Submit Requirements – Businesses provide POS and bank statements to assess eligibility.
- Match with Lenders – Finbolts connects businesses with lenders offering the best loan options.
- Loan Approval & Disbursement – Upon approval, the lender disburses funds directly to the business.
- Repayment via POS Sales – Loan repayments are structured based on a percentage of daily or monthly POS transactions.
Who is it Suitable For?
- POS (Point-of-Sale) Loans are designed for retailers, restaurants, service providers, and other businesses that receive payments through POS machines or online payment gateways.
- Businesses looking for working capital to expand, restock inventory, or manage operational costs.
- Companies with at least 2 years in operation and a minimum POS transaction history of 1 year.
POS Loan / Merchant Loan Options Available on Finbolts
Through our network of lending partners, businesses can access:
- Limit Amount – Up to AED 3 Million (Based on Bank Statements)
- Interest Rate – 10% to 18% per annum
- Tenure – Up to 4 years
- Eligibility – Minimum 2 years in business, 1 year of POS history, and POS turnover of at least AED 100,000
Need financing against your POS sales? Let Finbolts connect you with the right lender today!